Here is a list of helpful tips to ensure an effortless loan process. These DO’s and Don’ts will help avoid any delays with your loan approval. · DO continue making your mortgage or rent payments · DO stay current on all existing accounts · DO keep working at your current employer · DO keep your same insurance company · DO continue living at your current residence · DO call us if you have any questions · DON’T make a major purchase (car, boat, fur, jewelry, etc.) · DON’T apply for new credit (even if you seem pre-approved) · DON’T open a new credit card · DON’T transfer any balances from one account to another · DON’T pay off charge offs without a discussion with us first · DON’T pay off collections without a discussion with us first · DON’T buy any furniture · DON’T close any credit card accounts · DON’T change bank accounts · DON’T max out or over charge on your credit card accounts · DON’T consolidate your debt onto 1 or 2 credit cards · DON’T take out a new loan · DON’T start any home improvement projects · DON’T finance any elective medical procedure · DON’T open a new cellular phone account · DON’T join a new fitness club · DON’T pay off any loans or credit cards without discussing it with us If you encounter a special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals. |